Helping your business grow
Our friendly Baldock-based team provides a full range of accountancy services and business advice
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From 6 April 2027, most unused pension funds and pension death benefits will be included in a person’s estate for Inheritance Tax purposes.For many families, that could mean a higher IHT bill than expected — particularly where there are significant pension savings alongside property and other assets.The good news is that there is still time to plan.At McColes & Co, we can help you understand how the new rules may affect your estate, review your current arrangements and consider the steps you may be able to take before the changes come into force.If you’re unsure what the new pension rules could mean for you or your family, get in touch with our Baldock team.#EstatePlanning #IHT #McColes #Accountant #Baldock #TaxPlanning #Letchworth
For small business owners, the start of autumn is a great opportunity to take a fresh look at how your business is performing and where you want it to go next.A business healthcheck with McColes & Co can help you review your numbers, cash flow, costs, tax position and plans for the months ahead — and highlight any areas that could benefit from a little attention.If the summer has been busy, now is a good time to regroup, refocus and make sure your business is in good shape for the rest of the year.Local business? Local advice.Get in touch with our Baldock team to book your business healthcheck.#HertfordshireBusiness #HertsBusiness #BusinessHealthcheck #SmallBusinessUK #Accountant #Baldock #Letchworth #Royston #HertsBusiness
Running a small business comes with big decisions - and sometimes you just need the right advice to move forward with confidence.At McColes & Co, we offer a free initial consultation for small business owners - giving you the opportunity to talk through your challenges, ask questions and explore practical solutions with our experienced professionals.Whether you’re:✔️ Looking to improve cash flow✔️ Planning for growth✔️ Dealing with financial pressuresWe’re here to help - with practical, straightforward advice..📞 Get in touch today to book your free initial consultation with our Baldock team.#McColes #Accountant #CharteredAccountant #HertsBusiness #Baldock #Letchworth #Royston #BusinessAdvice
Starting a business is exciting, but there is a lot to think about.From choosing the right business structure and registering with HMRC to managing cash flow, bookkeeping, payroll and tax, getting the right advice early can save time, reduce stress and help you avoid costly mistakes.At McColes & Co, we support start-ups with practical, straightforward advice tailored to the way they want to grow.Whether you are still shaping your idea or have already started trading, we can help you build strong financial foundations from day one.Get in touch to arrange a free initial conversation.#StartUp #McColes #Accountant #Baldock #Stotfold #Letchworth #HertsBusiness
Struggling to keep on top of payroll?Running a small business is demanding — but your payroll doesn't have to be. At McColes & Co, we provide fully compliant payroll support services tailored for small businesses like yours:✅ Weekly or monthly payroll processing✅ HMRC submissions handled for you✅ PAYE, pensions, and holiday pay sorted✅ Confidential, compliant, and always on timeWe’ll make sure your team gets paid correctly, so you can stay focused on growing your business.Get in touch today to find out more.#PayrollSupport #McColes #Payroll #HertsBusiness #Baldock #Accountant #CharteredAccountant
Client reviews
Lisa helped us set up our business over ten years ago and has remained our accountant ever since. We can always rely on her and the team for support and advice. Whether you are setting up a new business or looking for help with an existing one, we wholeheartedly recommend McColes & Co.
Elwyn Simmons
Apollo Interiors